Worker’s Compensation Insurance
Lewis and Associates Insurance Brokers
Lewis and Associates brings decades of experience to assist Aging Services
members in finding affordable workers’ comp insurance. Their specialized
expertise has enabled them to provide workers’ comp insurance to members even in
highly volatile and unstable markets and their understanding of the cyclical
nature of the market has been invaluable to Aging Services members.
Key Features and Benefits:
• Over 30 years experience and a dedicated team with long-term relationships
with carriers willing to insure your facility.
• Coverage is available to accounts with adverse loss histories
• Loss control seminars and other in-service programs
• Professional claims handling assistance
• Cost control management
GuardianComp Non-Profit Self Insurance
GuardianComp is a workers’ comp self insurance group available through Lewis and
Associates. Since its inception in 2003, the 25 Aging Services members in the
program have saved $14 million.
Key Features and Benefits:
• Average savings of 25% - 30% when compared with State Compensation Insurance
Fund
• Available to non-profit licensed facilities
• Stringent, comprehensive industry-specific claims handling, loss control and
risk management
• Professional claims handling assistance
• Wholly-owned and controlled by its members
Liability Insurance
The California Affinity Group
Lewis & Associates Insurance Brokers
The California Affinity Group is a self insurance group that allows Affinity
Group members to purchase general and professional liability policies through
Lewis & Associates. This newly available program has the potential to save
participating Aging Services Members up to 50% on liability insurance premiums.
Key Features and Benefits:
• Potential to reduce liability premiums up to 50%
• No up front capital contribution required
• Available only to Aging Services Members
• Whooly owned and controlled by Affinity Group Members
• Free one-hour consultation available
Property/Casualty Insurance
Lewis and Associates Insurance Brokers
Liability loss experience in the eldercare field continues to be high. This,
along with a trend in suing retirement homes has led to skyrocketing premiums
and fewer carriers offering insurance.
Under such adverse conditions, having a broker who knows your business is an
advantage. Lewis & Associates has more than 30 years experience and a highly
specialized staff. (It is recommended that you review your insurance 4-6 months
prior to the renewal date.)
Key Features and Benefits:
• Superior underwriting knowledge and relationships
• Loss control seminars and other in-service programs
• Professional claims handling
• Cost control management, including claim control and loss prevention
Residents’ Personal Property Insurance
Lewis and Associates Insurance Brokers
The GuardianHome residents’ personal property insurance plan is a unique program
designed to provide quality, low cost protection for residents in a retirement
home setting. The plan covers loss of personal property, as well as personal
liability. There are over 5,000 participants.
Key Features and Benefits:
• Low cost coverage
• Available only to Aging Services member residents
• The plan is offered on a group basis. Administrative savings are passed on to
the residents through lower, more stable rates. Comprehensive personal liability
up to $100,000 per occurrence