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Senior Living Communities in Visalia, CA and Surrounding Areas

Worker's Compensation Insurance

Lewis and Associates Insurance Brokers

Lewis and Associates brings decades of experience to assist LeadingAge members in finding affordable workers' comp insurance. Their specialized expertise has enabled them to provide workers' comp insurance to members even in highly volatile and unstable markets and their understanding of the cyclical nature of the market has been invaluable to LeadingAge members.

Key Features and Benefits:
- Over 30 years experience and a dedicated team with long-term relationships with carriers willing to insure your facility.
- Coverage is available to accounts with adverse loss histories
- Loss control seminars and other in-service programs
- Professional claims handling assistance
- Cost control management

GuardianComp Non-Profit Self Insurance

GuardianComp is a workers' comp self insurance group available through Lewis and Associates. Since its inception in 2003, the LeadingAge members in the program have saved $14 million.

Key Features and Benefits:
- Average savings of 25% - 30% when compared with State Compensation Insurance Fund
- Available to non-profit licensed facilities
- Stringent, comprehensive industry-specific claims handling, loss control and risk management
- Professional claims handling assistance
- Wholly-owned and controlled by its members

Liability Insurance

The California Affinity Group Lewis & Associates Insurance Brokers

The California Affinity Group allows Affinity Group members to purchase general and professional liability policies through Lewis & Associates. This program has the potential to save participating LeadingAge Members up to 50% on liability insurance premiums.

Key Features and Benefits:
- Potential to reduce liability premiums up to 50%
- No up front capital contribution required
- Available only to LeadingAge Members
- Controlled by Affinity Group Members
- Free one-hour consultation available
- Comprehensive risk management tools & services

Property/Casualty Insurance

Lewis and Associates Insurance Brokers

Liability loss experience in the eldercare field continues to be high. This, along with a trend in suing retirement homes has led to skyrocketing premiums and fewer carriers offering insurance.
Under such adverse conditions, having a broker who knows your business is an advantage. Lewis & Associates has more than 30 years experience and a highly specialized staff. (It is recommended that you review your insurance 4-6 months prior to the renewal date.)

Key Features and Benefits:
- Superior underwriting knowledge and relationships
- Loss control seminars and other in-service programs
- Professional claims handling
- Cost control management, including claim control and loss prevention

Residents' Personal Property Insurance

Lewis and Associates Insurance Brokers

The GuardianHome residents' personal property insurance plan is a unique program designed to provide quality, low cost protection for residents in a retirement home setting. The plan covers loss of personal property, as well as personal liability. There are over 5,000 participants.

Key Features and Benefits:
- Low cost coverage
- Available only to LeadingAge member residents
- The plan is offered on a group basis. Administrative savings are passed on to the residents through lower, more stable rates. Comprehensive personal liability up to $100,000 per occurrence

Program Details & Application
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Protection for Residents

Featured Partners

LeadingAge California is the leading advocate for quality nonprofit senior living and care in the state. The public-interest association represents more than 400 nonprofit providers of aging services - including affordable housing, continuing care retirement communities, assisted living, skilled nursing, and home and community-based care - that collectively serve more than 100,000 seniors.

Monument is a full-service program administrator specializing in self-funded workers' compensation programs - and is California's leading self-insured workers' compensation group administrator. They provide a wide array of services to groups and large individual firms which historically maintain below average claim frequency and severity, while returning unused contributions to their customers. Their primary services include program design, regulatory approval and compliance, niche based safety and loss control, and aggressive claim management.

Chelsea Rhone specializes in the development and implementation of innovative insurance solutions for clients seeking alternatives to the conventional insurance marketplace. Our clients range from sophisticated health care organizations to multi-national construction and engineering companies. We revolutionized long term care professional and general liability insurance with the most successful captive of its kind: HealthCap®.

Our Location

Lewis & Associates Insurance Brokers, Inc.

700 West Center Ave
Visalia, CA 93291
Main office: 559-733-7272
Toll free: 800-745-3947
Fax: 559-733-5612

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.